Your Future Job

As part of CLAYENS Group, you will be responsible for managing customer credit risk, optimizing cash flow, and supporting business growth.

More specifically, your day-to-day responsibilities will include:

Credit Risk Management

• Assessing the creditworthiness of customers and prospective clients before granting payment terms.
• Setting and managing credit limits and payment terms based on customers’ financial profiles.
• Making decisions regarding the blocking and unblocking of customer accounts.
• Monitoring and analysing outstanding receivables and overall credit risk exposure.
• Managing the CreditSafe credit assessment and rating platform.
• Overseeing factoring activities and receivables assignments in cooperation with Eurofactor.
• Managing relationships with the credit insurance provider, including credit limits, coverage, and claims administration.
• Supporting the continuous development and implementation of the Group Credit Policy.
• Contributing to the accuracy and maintenance of customer master data.
• Ensuring compliance with internal policies, procedures, and applicable regulatory requirements.

Collections & Cash Flow Optimization

• Monitoring and recording incoming payments while managing reminder and collection activities, both automated and tailored.
• Prioritising collection efforts based on ageing analysis and customer segmentation.
• Coordinating the resolution of payment disputes with Sales and Customer Service teams.
• Managing pre-litigation and litigation processes.
• Handling doubtful debts, bad debt recovery, and insolvency proceedings.

Reporting & Performance Management

• Monitoring and analysing key performance indicators (KPIs), including Days Sales Outstanding (DSO) and overdue receivables.
• Identifying trends and implementing corrective actions to improve performance when required.
• Preparing regular reports and analyses for management.
• Supporting the monthly closing process related to customer accounts and receivables.

Your Profile

We are looking for candidates with an Associate’s degree in Finance, Accounting, or Business Administration, preferably with a specialization in Financial Management. The ideal candidate has 3–5 years of relevant professional experience in a similar role, ideally gained in an industrial and/or international environment.

Skills required for the position:

• Proficiency in data analysis tools (MS Excel, MS Power BI)
• Proficiency in the accounting and financial management tool (Sage X3)
• Ability to analyze balance sheets and solvency indicators
• Knowledge of customer risk analysis tools: Creditsafe, Euler Hermes
• Strong negotiation and customer relationship skills
• Rigor and autonomy
• Professional English